Privacy Policy

Last Updated: December 31, 2025

Welcome to Budgy ("we", "our", or "us"). We are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, and protect your data when you use our mobile application.

1. Information We Collect

We collect the following types of information:

• Account Information: Email address, name, and profile picture when you sign up or log in via social providers (Google, Facebook, Apple, LINE).
• Financial Data: Transaction details, budgets, and categories you create within the app. This data is stored securely and used solely to provide our services.
• Device Information: Device type, operating system, and app version for troubleshooting and improving user experience.
• Usage Data: How you interact with the app to improve our services.

2. How We Use Your Information

We use your information to:

• Provide and improve our expense tracking services
• Process transactions and manage your budgets
• Send important service notifications
• Analyze usage patterns to enhance user experience
• Provide AI-powered features like transaction categorization

3. Data Storage and Security

Your data is stored on secure servers with industry-standard encryption. We use:

• TLS/SSL encryption for data in transit
• Encrypted database storage for data at rest
• Regular security audits and updates

4. Third-Party Services

We use the following third-party services:

• Firebase: For authentication and push notifications
• Google, Facebook, Apple, LINE: For social login authentication
• AI Providers: For transaction categorization and insights (data is anonymized)

5. Data Sharing

We do NOT sell your personal data. We only share data with:

• Service providers necessary to operate the app
• Law enforcement when legally required

6. Your Rights

You have the right to:

• Access: Request a copy of your data
• Delete: Request deletion of your account and data
• Export: Download your transaction data
• Opt-out: Disable optional features and notifications

7. Data Deletion

To delete your data:

• Go to Settings > Account > Delete Account in the app
• Or contact us at the email below
• For Facebook users: Removing the app from Facebook will trigger automatic data deletion

8. Children's Privacy

Our app is not intended for children under 13. We do not knowingly collect data from children under 13.

9. Changes to This Policy

We may update this policy from time to time. We will notify you of significant changes through the app or email.